In my experience and on the advice of professional and long time investors, day trading is not a good idea for the layperson. But, if you're going to trade stocks, I recommend looking into Robin Hood. Robin Hood is a fairly new online stock trading app that lets people trade stocks for free. Completely for free.Read more link text
Too often, investors misunderstand what investing actually means. It is about finding value and growth. It is confused with speculation and the idea that there is some "next big thing" that will bring immediate wealth. Similarly, it is confused with the idea of swing or day trading. There are a lot of ways that institutions and individuals make money in the securities markets, but many of them are not investing. I have tried a few of them, but as a small time investor with no connections to the worlds of the markets, I have made little money in those instances, and lost more.
The Intelligent Investor is probably the greatest book I have ever read on the subject. I think the most important point it makes is the difference between speculation and true investing.Read more link text
Lending Club is a platform for peer to peer lending. Like Prosper or SoFi, it allows investors the opportunity to lend money to individuals directly.
At the end of 2015, it had funded almost 16 billion in personal loans, compared with Prosper at 6 billion, and SoFi at 8 billion. Arguably the leader in the peer to peer lending game. Their platform is also intuitive and easy to use, attracting investors and borrowers alike.Read more link text